The blades appear to be common and cheap. The blade bolts not quite so common. All the more reason to use them until they are un-usable.
The reason the manual says to change after 5 times is the lock feacture is wore out. I'm sure you noticed on new the bolts came with a locking compound on them or uses a style of lock nut. I have run mine way longer than I should. If concerned put a little blue locktite on them when switching knives.A few years ago new nuts and bolts were ≈$1 per set. The operators manual says to replace them when ever they’ve been removed five times. Now that they’re significantly more expensive I’ll go the full five times at least as long as they pass a visual inspection. I have the smallest disc mower made too so there aren’t very many of them.
I run stub guards on my 488 and that helps a lot with the speed. Though sickle sections and guards really aren't that expensive, I never have to replace guards and the sickle sections are top serrated so they're self sharpening. I only replace sections when they have serrations broken off them.I was also thinking what Hayjosh stated above. Most are discussing discbine.
If you need the conditioning, you would obviously benefit from the haybine.
If you are just mowing grass, I would absolutely stay with the disc mower. The bolts and nuts you're talking about are not replaced very often, if ever. I put on new sets of blades when needed like after I get into some rocks. Otherwise I just sharpen them with a angle grinder just like your lawn mower. That's it.
If you switch to a haybine, you still have to replace sections and guards. Those are not cheap. You also cannot sharpen the sections. (Or at least easily.) You also have to keep an eye on rollers.
When I was running my New Holland 488, I could not run faster than about 2-3 ac/hr. I guess @Hayjosh has his adjusted better than I did. I switched to a 9 ft disc mower and can mow 5+ if the ground is smooth enough.
No one has mentioned the mobility either. If you mow lots of small fields and have to move into and out of gates etc., the disc mower folds straight up vs the haybine still being 14 ft wide. Doesn't sound like that big of a deal but I assure you, it makes a big difference.