And thats also throws us into commercial insurance
Slowzuki. Once u hit commercial plates and cross state lines ur stuck to commercial ins. Thats part of the boc 3 sorta stupid for all of us but seems like no way out. If someone knows how im all ears
Thats what I have (Nationwide Agribusiness). I shopped it around. Couldn't find much better/cheaper, but I'd like to.Talked to several insurers now, and the insurance watch dog, the insurer only has to underwrite what he wants to, a client has no way to force them into offering a non-commercial policy. As soon as I said delivery of hay to folks that was it. Once the broker asked the underwriter the question they flagged my account and said I'll never be able to avoid commercial from them in the future.
Next place I called I didn't give my name but got the same answer. Found one last place that has a farm policy for limited radius of operation but they want my personal vehicles, farm liability and house policy too. Not too sure about that.
If my insurance is a joke (and everyone else with them), can you tell me who you have so I can get on board with your insurance?Insurance is a legalized moffia. We tried nationwide agri buss and that was a joke. But id say it comes down to each opperation and each aggent. But i feel all your pain. Just makes me move a few more bales. Sad part is u are pentilized for moving ur own product. But having to rely on other shipere gets to be a pain.